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Join us on our mission to create a completely new, 100% digital bank that truly serves customers' best interests. We are a close-knit and fun-loving team of seasoned financial services professionals who came together for the challenge of building a bank from scratch - and we are committed to doing it all the right way (from technology infrastructure to modern marketing to customer experience).
We work with the flexibility and speed of a start-up. But we also have significant stability and capital from being part of the SMBC Group (Sumitomo Mitsui Banking Corporation). SMBC is the second largest bank in Japan and the 12th largest bank in the world with operations in over forty countries. And SMBC is committed to disrupting the US marketplace with ground-breaking products.
It is the best of both worlds, and we are seeking proven marketing leaders to propel us towards a national launch. We have both the ambitious growth plans and the 'patient capital' necessary to execute a multi-year plan. Join us on the journey to deliver an exciting concept of evolved banking.
Imagine being part of the new Jenius Bank : SMBC Manubank Digital Business Unit (DBU). We have a great opportunity for an innovative and effective VP, Sr. Operations Risk Analyst to join its Business Control Office (BCO) team. In this role you will help to build and drive the BCO programs and governance structure for a proactive management of risk to support new ventures, whilst leveraging modern technology capabilities. This role will support Consumer Lending and Credit Card processes.
- Leads and provides expert guidance on assessment of processes and controls across the end-to-end transaction lifecycle, proactively assessing threats, vulnerabilities, and possibility of future incidents
- Performs process re-engineering to improve efficiency and strengthen controls within the Jenius Bank
- Performs risk management framework and related risk assessments of Jenius Bank's processes
- Support 1st LoD via performance of issue management & root cause analysis
- Assess business-unit level key metrics to ensure operational effectiveness, establish and manage Jenius Bank level metrics
- Coordinates Jenius Bank interactions with 2nd Line of Defense functions, Internal Audit, and Regulators pertaining to processes and controls.
- Liaises between Jenius Bank and control functions to execute on 2nd Line of Defense risk assessments (e.g., RCSAs), as required
- Coordinates management of risk appetite, limits and guideline setting & issue management
- Ensures the business unit is operating in compliance with applicable laws, rules, and regulations, provides oversight of processes designed to comply with the aforementioned requirements
- Provides education for Jenius Bank staff to ensure awareness of and adherence to policies, standards, and procedures, disseminating best-practice guidance
- Oversee 1st LoD activities and assist specialized domain SMEs (e.g., IT Risk, Data Governance) in the implementation of their programs within Jenius Bank
- Supports the Jenius Bank management team (incl. new product development) through identification of risk & control considerations, as well as definition & operationalization of risk mitigants
- Ensure that risk management considerations are embedded in Jenius Bank processes and strategy
- Bachelor's degree required or equivalent experience, MBA/MA/MS in a relevant discipline a plus.
- 7+ years of specialized experience in Financial Services
- 7+ years of experience in a similar role in Consumer Banking in Enterprise/ Operational Risk or Business Control experience
- 1st and 2nd LOD and Consumer Lending experience desired and Credit Card experience a plus
- Experience with executing operations risk assessment/testing methodologies evaluating the adequacy and efficiency of internal controls; and identifying issues resulting from internal and or external examinations
- Must have strong interpersonal skills to interface with all levels of management, as well as good analytical and communication skills.
- Working knowledge of regulatory requirements for Consumer Lending preferred
- Strong leadership and communication ability, inclusive of conflict resolution and project management abilities
- Consumer Lending experience ideally in building new product or start up type environment
EOE STATEMENT
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.
CCPA DISCLOSURE
Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that Manufacturers Bank collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.manufacturersbank.com/CCPA-Privacy. Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.