Primary Role: Responsible for producing and maintaining the financial review of client's employee benefits for a book of business of mid-size and large self-insured clients as part of a client service team. This position will serve existing clients as well as prospective clients. The ideal candidate will be a team player with a strong aptitude to problem solve, attention to detail, negotiate, ability to prioritize work in a fast paced environment under pressure, motivated, meet deadlines and be a strong communicator.

Essential Job Functions:

• • Provide an in-depth summary and analysis of client's monthly experience and quarterly utilization for fully-insured and self-insured groups for all different platforms.
  • Ability to lead and mentor junior Analysts
  • Produce renewal projections for all clients with experience, both fully-insured and self-insured.
  • Order the DMW while providing an overview of the annual report and evaluating utilization patterns through drill downs. Present suggestions of ways to help improve utilization and overall cost of the plan. Write an accompanying executive summary.
  • Use the actuarial model within Zywave/DMW to develop plan modifications.
  • Extract benefit and rates for preparation of renewal from carrier contracts and illustrate within Excel proposals.
  • Request and evaluate renewals for fairness and accuracy.
  • Market group benefits when necessary.
  • Illustrate benefit modification and alternate contribution scenarios.
  • Perform stop-loss renewal analysis and negotiations
  • Create COBRA rates; provide IBNR updates
  • Perform network discount and PBM analyses
  • Provide peer review support to client team members.
  • Negotiate with carriers on clients behalf.
  • Ability to be resourceful and creative in providing solutions for the client to help control costs while continuing to offer competitive options.
  • Attend client meeting and participate in presentation.
  • Serve as an internal resource for specific analytical work for fully insured groups.
  • Develop and maintain carrier and client relationships.
  • Assist in training new employees and help to develop and maintain team processes.
  • Maintain client files in compliance with PSF standards.
  • Actively participate in oral interviews with prospective clients.
  • Keep pulse on marketplace to monitor trends and identify new products and solutions.

You Should Have:

• Minimum of 5+ years of relevant experience
• Maintain a high degree of professionalism to the marketplace, industry, and prospective and current clients.
• Strong, working knowledge of Microsoft Excel , Word and Outlook.
• Familiarity of Washington insurance markets and products preferred.
• Attend industry events and educational opportunities to keep knowledge fresh and up-to-date.
• Client presentation skills are preferred.
• Some travel may be involved.
• Maintain current life and disability insurance license within 60 days of hire.

This Job Description is not a complete statement of all duties and responsibilities comprising this position.

The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.