The Commercial Ag Lender is responsible for existing portfolios that are delegated and bringing in new loan and deposit customers to the Bank by providing effective sales and services that align with the overall mission and credit culture of the bank. Must have the ability to establish and promote business development efforts throughout the bank's market which lead to relationship and lending opportunities. Must be knowledgeable about the market and have the ability to analyze financial statements ranging from a variety of Business and Industry types with the experience to provide banking solutions.

DUTIES AND RESPONSIBILITIES:

Commercial Agriculture Lender

• Obtain loan applications, interview clients, analyze financial and related data, determine appropriate pricing and loan structure and make appropriate loan decisions (within lending limitations) or submit recommendations to loan committee.
• Reports to Branch President, works with Chief Credit Officer on commercial/ag credits.
• Ensure loan documentation is complete and correct prior to closing. Review all credit reports, financial statements, tax returns, title insurance commitments and appraisals.
• Monitor loan delinquency and proactively identify and collect problem credits, with delinquencies held under 1%.
• Keep current on loan programs and lending regulations as well as all compliance and bank policies.
• Identify and develop profitable relationships with potential new customers.
• Recognize sales opportunities promoting all bank products and services referring customers to appropriate department or person.
• Maintain customer calling schedule with professionalism and concern in dealing with the public as well as promoting products and programs to best meet the needs of customers and bank goals.
• Participates in community organizations and events.
• Provide exceptional customer service as defined by First State Bank of Wyoming.
• Manage an existing loan portfolio and grow your own portfolio.
• Process consumer applications and loans as needed.
• Perform Collateral Inspections as required.
• Complete OnCourse assignments by the due date.
• Regular and predictable attendance is an essential function of this job in order to accomplish, among other things, in-person contact with customers.
• Additional duties as requested or assigned.

QUALIFICATIONS:

Education and Experience:

• High School diploma or equivalent
• Bachelor's degree preferred
• One year sales and customer service experience preferred
• One year banking experience preferred
• Previous lending experience and/or training preferred

Knowledge, Skill and Abilities:

• Ability to work quickly and accurately
• Ability to understand and follow written and oral instructions
• Strong verbal and written communication skills
• Good working knowledge of Microsoft applications such as Word, Excel, Outlook, etc. and the ability to learn new systems/applications
• Ability to work in a professional manner
• Demonstrated sales and business development skills
• Ability to fully understand, analyze and structure various types of commercial loan requests
• Represent the bank in a positive manner at all times and network outside the bank
• Knowledge of advanced banking products and terminology
• Ability to maintain high volume of quality work, while ensuring highest confidentiality
• Exercise good judgement when dispensing information to maintain confidentiality of sensitive information
• Ability to prioritize, meet deadlines, and handle multiple tasks simultaneous in a fast-paced, diverse, and growth-oriented environment

PHYSICAL REQUIREMENTS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off-site whenever required or requested by management. Must be capable of regular, reliable, and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.

COMPANY OVERVIEW: At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.

Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $12 billion, operating in numerous community bank divisions across 8 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona and Nevada). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.