Credit Analyst I
Fort Wayne, IN 
Posted 23 days ago
Job Description

Position Goals:

Perform credit analysis, underwriting and monitoring of the commercial loan portfolio.

Essential Duties and Responsibilities:

Completion of the following tasks at a basic skill level:

  1. Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes.
  2. Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews.
  3. Assign call codes, NAICS codes, risk grade and risk rating score data accurately.
  4. Review appraisals and real estate evaluations.
  5. Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools
  6. Attend and participate in loan committees as requested.

Position Requirements:

Education - Bachelor's degree.

Experience - None

Other - None

Preferred Requirements:

Bachelor's degree (or completion within current semester) in accounting, finance, or business.


Bachelors (required)

None (preferred)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

First Merchants Bank is an Equal Opportunity Employer and E-Verify participant (M/F/D/V).


Job Summary
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Education
Bachelor's Degree
Required Experience
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