There remains concern over the state of social security and what could be left for people down the road. With that in mind, some changes are already taking effect in April of 2016 as a way to manage the program better. Rick Martin, senior financial planner for Szarka Financial, joins Tim Muma to break down what is being implemented, how it could impact you, and what steps you can take to ensure you're in the best position possible now and in the future.The information is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Therefore, the information should only be relied upon when coordinated with individual professional advice. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker Dealer, member FINRA/SIPC. Advisory Services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Szarka Financial are not affiliated. Cambridge and Szarka Financial are not affiliated. Fixed Insurance services offered through Szarka Financial.