Position Goals:

Effectively carry out the relationship management process by growing market share, broadening revenue mix, retaining customers and managing portfolios.

Essential Duties and Responsibilities:

1. Implement an aggressive sales and marketing plan to develop new and existing relationships, involves:
   1. Identify and develop prospects into significant new relationships with yearly goals for income production.
   2. Aggressive sales call plan which aligns with established goals.
   3. Cross sell opportunities.
   4. Ensure bank reporting tool is utilized for reporting progress.
2. Provide exceptional customer service; be responsive, knowledgeable and exceed customer expectations.
3. Extend credit within assigned limits to commercial customers, involves:
   1. Interview applicants and obtain information concerning their business needs, abilities and earnings, and assess credit risk.
   2. Obtain and analyze pertinent financial data.
4. Continually monitor current loans and customer's credit profile to ensure complete conformity with terms, involves:
   1. Ensure current credit and financial information is obtained as needed and/or that collateral is adequate.
   2. Review financials with customers and provide advice as necessary.
   3. Direct accountability for loss prevention; determine necessary action to be taken on all loans, includes resolving marginal and delinquent loans.
   4. Remain cognizant of developing trends.

Position Requirements:

Education - Bachelor's degree in business or a related field.

Experience - One (1) or more years of commercial banking or related experience.

Other - None

Preferred Requirements:

MBA

Credit Analyst experience.