Arizona Bank & Trust is a growing dynamic organization with many locations offering uniquely different banking and financial solutions for businesses and personal clients. As a performance driven company, we strive to create a culture of excellence with high standards, and high values while providing outstanding growth and involvement opportunities for employees. Join a team that makes "Great Things Happen!"

Primary Responsibilities

• Prepares, reviews and analyzes quarterly ACL calculations for HTLF member banks and completes packet of other information to be presented at quarterly ACL committee meetings.
• Monitors and reports impaired loans, performs new impairment calculations and updates existing impairment calculations.
• Assists internal and external auditors in their review of various aspects of the ACL process. Works with FDIC examiners on an annual basis to comply with their recommendations.
• Manages all aspects of credit reporting; ensuring accuracy, timeliness, and applicability of information flows to key leaders within credit and throughout the member banks.
• Ensures reporting includes effective analyses to ensure the information presented is conveyed with the appropriate conclusions and additional assessments.
• Builds out advanced analytics in support of the credit organization and the corporation.
• Assists Chief Credit Officer (CCO)/Finance with preparation of materials for quarterly earnings releases and annual reports
• Assists with M&A activity, specifically due diligence.
• Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as it relates to the job function.

Secondary Responsibilities

• Performs other duties as assigned.

Management Responsibilities

• Works with department staff on individual professional development and career development opportunities. Facilitates team members in creating individual goals and development plans that align with the department goals.
• Works with Heartland Financials' Talent Acquisition team to identify and hire the most qualified and talented individuals to fill open positions.
• Provides information and on-going feedback to department staff regarding expectations and performance, salary adjustments and/or promotions.
• Addresses and resolves all performance concerns and issues in a timely manner.
• Prepares and conducts annual performance reviews within established deadlines.
• Directly supervisors the ALLL Manager, Administrative Assistant, and a dotted line to the Senior Credit Systems Administrator

Qualifications

• Bachelor's Degree Accounting, Finance
• 10+ years of credit related experience to include knowledge of: regulations related to Allowance for Loan and Lease Losses, Impaired Loans, Trouble Debt Restructuring and other Credit related regulations
• Ability to read, analyze and interpret general financial statements, business periodicals, professional journals, technical procedures, or governmental regulations
• Ability to write reports, business correspondence, and procedure manuals
• Ability to effectively present information, and respond to questions from groups of managers, clients, customers, and the general public
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume
• General knowledge and understanding of accounting principles in accordance with GAAP
• Previous experience managing a team
• Knowledge of the following softwares: spreading software, risk rating model, loan system, imaging system, and other systems used in the banking environment
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
• Experience with Internet software, Internet research, Spreadsheet software, Microsoft Suite and Word Processing software

Scheduled Weekly Hours:

Tim Type: